Here’s why Walmart still doesn’t support Apple Pay

The year is 2026, and Walmart still doesn’t accept Apple Pay at any of its stores in the United States. This makes the company one of the last major retailers not to support Apple’s contactless payment platform. This is a restriction that is being talked about again on social media.

There are several reasons why Walmart doesn’t support Apple Pay…

No, Walmart does not accept Apple Pay

There is one important thing to note. Walmart does not accept. Any A form of NFC payment in the United States. This isn’t just a limitation of Apple Pay. The retailer doesn’t accept Google Pay or Samsung Pay, or even allow you to tap to pay with a contactless physical card. This story also focuses on America. For example, most Walmart stores in Canada accept Apple Pay.

walmart pay

First, Walmart has its own contactless payment platform called Walmart Pay, which launched in 2016. However, Walmart Pay is not an NFC-based tap-to-pay platform like Apple Pay. Instead, it is based on a QR code infrastructure.

To use Walmart Pay, you need to add your debit or credit card to the Walmart app on your iPhone and pay with your iPhone by scanning the QR code at checkout. Not as convenient as Apple Pay.

scan and move

Walmart also has a Scan and Go platform for Walmart+ subscribers. This allows people to use the Walmart or Sam’s Club app to scan items while shopping and proceed to self-checkout to complete their purchase without having to scan all items at once. Apple Pay is also not supported when using Scan and Go.

data collection

This may be the biggest reason why Walmart doesn’t support Apple Pay. Based on customer data collection, Walmart builds a profile of your purchasing patterns and tendencies. This kind of purchase history tracking is what Walmart does for things like targeted advertising and marketing.

Walmart Pay makes it incredibly easy for Walmart to build your customer profile. When you use Scan and Go, all of the same information is carried over.

This is very difficult for Walmart (and other retailers) to do when using Apple Pay or other payment methods. Apple Pay’s privacy and security protections, such as not sharing information about your actual card with retailers, make this type of tracking more difficult.

This is why Walmart wants people to use Walmart Pay if they want to pay from their mobile phone. When you check out with Walmart Pay or Scan and Go, everything is linked to your Walmart account. I would share if there was an option to pay with Apple Pay a lot There is little information about Walmart.

Apple Pay fees

One popular theory is that Walmart doesn’t support Apple Pay because it doesn’t want to pay fees to Apple. This is not true. There are no additional fees for businesses to accept Apple Pay. You only pay standard card processing fees, regardless of whether the transaction is contactless or not. Apple’s fees are typically charged to the issuing bank.

Retailers must upgrade their payment terminals to new models that support contactless transactions. In fact, Walmart has updated many of its store payment terminals to these new models. But it tries to manually disable all NFC functionality on those devices and force people to use Walmart Pay instead.

Walmart response

Walmart emphasized in a statement last year that it believes Walmart Pay is a more convenient solution for shoppers than Apple Pay.

We no longer accept NFC and instead introduced convenient solutions like Walmart Pay, which gives customers easy touchless payments on any smartphone. We’re also investing in innovative technology that goes beyond payments, such as Scan & Go, which allows Sam’s Club and Walmart+ members to bypass checkout completely, providing a truly touchless shopping experience.

9to5Mac’s opinion

None of these reasons are valid.

The fact that Walmart still doesn’t accept Apple Pay shows that it’s hostile to its users. At the end of the day, it’s all about data collection and control, even if it means sacrificing a lot of customer convenience. I don’t go to Walmart very often for many reasons, including the lack of Apple Pay support.

a quick search Social media has shown that Walmart shoppers are increasingly frustrated with the company’s lack of support for Apple Pay. This is a restriction that is becoming popular again for all the wrong reasons.

Walmart shows no signs of changing its mind. Many of the companies that supported Apple Pay over the years have collapsed, including Kroger, Home Depot, and HEB. But Walmart is still trying.

Does Walmart’s lack of support for Apple Pay affect your shopping habits? Do you use Walmart Pay? Let us know in the comments section.

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